As I’m sure you’ve seen on the news, thousands of homeowners are cleaning up following an outbreak of damaging tornadoes across the country. The amount of possessions lost from severe storms can be devastating to families. As a Florida resident, we’ve seen more than our fair share of destructive weather.
But how many of us really realize how much ‘stuff’ we own? Without a clear grasp of our property, our most prize possessions might not be covered by our homeowners or renters insurance. Especially, with three kids the “stuff” can accumulate pretty easily.
One of the best ways to make sure your belongings are fully protected is to document them through a home inventory. A home inventory basically involves documenting the “stuff” in your home to ensure all your favorite things are covered in case of a severe storm or other emergency.
While there are several options for forming an inventory, a free option is an iPhone or Android application called MyHOME Scr.APP.book. The app, from NAIC, lets you quickly photograph and capture images, descriptions, bar codes and serial numbers, and then stores them electronically for safekeeping. The app organizes information room by room and creates a back-up file for e-mail sharing.
Now is a good time to take a look around and make your Home Inventory; below are some simple steps in how to document all your processions and keep a peace of mind.
How to create a home inventory
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Group your possessions into logical categories, i.e., by hobby, by room in your home, etc.
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Your list should include celebration purchases like jewelry and art, as well as everyday leisure items such as televisions and guitars.
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Don’t forget items you use rarely such as holiday decorations, sports equipment, tools, etc.
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Pull together copies of original sales receipts and/or appraisal documents. Also note model and serial numbers.
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Carefully photograph or videotape each item and document a brief description, including age, purchase price and estimated current value. Download a home inventory checklist (PDF).
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Store your home inventory and related documents in a safe, easily accessible place online, on your computer or in a fire-proof box or safe deposit box. Consider sharing a copy with friends, relatives and your insurance provider.
I LOVED the new iPhone app; it’s so simple, free and you will always have it with you. No matter what, everything is documented. Be sure to download the APP for your phone below.
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iPhone® users — The NAIC’s free myHOME Scr.APP.book downloadable app lets you quickly photograph and capture descriptions of your possessions room by room, then store electronically for safekeeping. View video demo.
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Android® users — With the myHOME Scr.APP.book home inventory app, you can quickly capture images, descriptions, and serial numbers of your possessions, then organize the information by room or by category. The app even creates a back-up file for email sharing. View video demo.
A home inventory can be invaluable when deciding how much insurance coverage fits your life situation and makes sure you are adequately protected should you need to file a claim.
GIVEAWAY
To get you started with your Home Inventory, why not enter our $50 Best Buy Gift card Giveaway below; this will get you started to buy accessories for your smartphone, chargers or anything else you may need to keep your families possessions safe.![]()
We received the product for our honest review; all opinions are 100% our own and no other compensation was nor will be received; the winner will receive the product directly through the Giveaway sponsor; Facebook is not associated with this giveaway and is hereby released from any and all liability.
Tara Berke Torres says
I posted on your easter crafts.
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Posted a review here:
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My new big screen Tv would be first.
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I blogged:
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Barb says
posted it on Google + !!
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posted it on Google + !!
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Jamie villari says
The big screen tv 1st
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I shared this giveaway at https://www.facebook.com/rita.spratlen/posts/348512225185572
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I left a comment on teaching money to teenagers the complete idiot guide.
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shared on Facebook 04-03 and every day prior since I entered
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Crystal W says
I would document my new washer ( I was without one for almost 3 weeks and after laundrymatting for those weeks I know consider a washing machine on my top possesssions list!)
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Tina M says
My laptop would be first.
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Posted on this giveaway linky(#185 on the linky):
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I commented on the tooth-fairy2-review! Looks like a great movie!
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Shared giveaway on facebook. FB name Jan Peoples
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