iPhone 4 and iPhone5 without a contract will save you a bundle

I have been living in the old age for a long time and was totally against an iPhone for the longest time. I always said that I would be the last person on this earth to ever get an iPhone. I just did not want to spend $150+ a month just to have an iPhone and then a 2 year contract with that $150 monthly fee or even more.

A few weeks ago I did a little research and found Virgin Mobile; to my surprise they had an iPhone4 and iPhone4S without a contract and at an affordable price for me. The iPhone was under $400 and the monthly rate for unlimited txt and data along with 350 minutes was $35 a month, no contract no strings and I have all the bells and whistles that the iPhone has to offer.

I know, I can already hear you say… $400 for a phone? Let’s look at this in a different way; $400 upfront plus $35 a month; to my surprise when I signed up they had an automatic payment option, knocking my monthly bill down to $30 a month; so 12 month for $30 is $360 for phone service, plus a $400 phone; will cost me in the first year $760  or $63.33 a month; the second year.. all I have is $30 a month…. so my cost for the phone and service in 2 years would be $1120.00

That’s the way I look at it. If you go to Verizon, AT&T or any other carrier that sells the phone, most of them are $100 upfront plus $100.00 (probably even more, I know the service I looked at started at $150/month). So the first year, you would pay $1200 for Service, plus $100 for the phone and the second year you will pay $1200 as well; for a total of $2500 during the contract……!!!

Ain’t gonna happen for this Crazy, cheap and frugal mom. I used my Christmas money and went and purchased the iPhone at our local Radio Shack and yes…. again, to my surprise there was an instant rebate on the iPhone 4S saving me another $50.. score!!

Now, I have to admit; at first I was a bit skeptic about using Virgin Mobile and the service; BUT.. I jumped in after I researched all their coverage maps and decided to give it a try… and the service is AWESOME!! I hardly ever have less than 4 bars; unless I’m inside a building I may get 2 bars; but the service so far is wonderful. 3G works awesome and Wi-Fi sure is the best, especially when you get it free at McDonald’s or Starbucks.

I also just found out that there is another option; a bit more expensive but may be a little easier for people to get. Starting tomorrow, January 11th, 2013; Walmart will sell the iPhone 4 and yes.. iPhone5 without a contract!!!! Their monthly STRAIGHT TALK  OFFER will be for $45/month per phone for unlimited Txt, unlimited talk and unlimited Data!

Pricing and Details for iPhone at Walmart or Walmart.com 
The Apple iPhones for Straight Talk will be available for purchase at the following prices:

• iPhone 5 will be available in black and white for $649 for the 16GB model only
• iPhone 4 will be available in black and white for $449 for the 8GB model only

Walmart will offer a special financing on the purchase of the phone for $25 a month with a Walmart Credit Card on these select models. GE Capital Retail Bank is the issuer of the Walmart Credit Cards.

Pricing for the Straight Talk no-contract plans include:

• $45 – No Contract Monthly Plan with Unlimited Nationwide Talk, Text, and Data.
• $60 – No Contract Monthly Plan with Unlimited Nationwide Talk, Text, and Data PLUS Unlimited International Calling to more than 1,000 destinations in Mexico, Canada, India, and in other countries.

Now I gave you the facts… it’s up to you if you wanna save some money.. I sure love saving my money every month and with 4 of us on cell phones; we sure can save a bundle…..

And in case you are getting an iPhone; I highly recommend getting an otterBox case.. will save your phone and you don’t have to buy the expensive insurance. I picked mine up on Amazon.com and paid $15 for the Defender series…. (They usually run for $50)….

P.s. I was not compensated, asked to write this post or anything else.. I’m just super excited to finally have some options and to be able to get a smart phone for a affordable price!! I do have an affiliated link for Walmart and Amazon; but not for the phone companies…